Showing posts with label how to save money. Show all posts
Showing posts with label how to save money. Show all posts

Tuesday, January 13, 2015

How to Save Money Wisely


Have you ever felt that shopping with the limited budget is quite annoying? I am one of those people who concern about the budget every time when I go shopping either by myself or with friends. However, I have been able to save a big amount of money in order to spend freely, while pay for my Master Degree's tuition fee by the technique of "discovering people more often

Being a girl is hard when it comes to savings since we all love shopping I assume. We want to buy the latest products online, we want to purchase that new cosmetic goods and we want to buy something to make us feel good. When I first started saving some bits of money from working, I looked at my own reflection and asked "Am I gonna make it at all?...." I had tried several methods in order to keep some of my money away from the shopping center until I went to some countries where the living standard is quite struggling. They don't even have any opportunities to eat good food, or have pure&clean water to use. It has made me realized that how lucky I was. After I came back from travelling, I have started to take time walking on the street and looking at how others live their lives. Every time when I want to buy high-end brand or any expensive goods, I always remind myself with this question

 "$$$ for just one bag, when some people can really use $$$ for like a month...what I am even doing at this shop?..." Then my desire for such items vanish automatically. 

It is ok to pamper yourself from hardworking days because we are working hard to earn a living, but sometimes It's wise to save your money today so that it will become the big investment for you in the future. Here are some tips that actually effective for me. 

1. 40% goes to my saving
    
     Normally, when I get paid, I always keep 40% of the money to my saving account so that I will be able to track and increase the amount in each month. I have 2 different saving accounts; 1)Saving 2)Spending. For the first type of account, I don't even have an intention to do an ATM card or whatsoever since I just want the money to grow like a blooming flower. However, I do have money to spend from the second type of my account which I allow myself to have a debit card in order to spend on whatever I want. 

2. When you see something that so on trend, think twice

     It is normal when you REALLY wanna buy something when it is so viral online. However, just think that there are gonna be at least 10 girls who wear the same pieces like you and at least one of them would style like you. So, do you still want to be one of those girls with the same clothes? Whenever, this idea pops in my heard, I'm like "meh" Lol

I am not convincing that these strategies would work for everybody out there, but at least it works for me :) 













Pink coat- Primark
Top- Chicnova

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